Surprise! A 600% surcharge.
 
Alice LaDuke’s story is compelling.  The 83 year old Potterville resident took to the streets, literally, after her homeowners policy increased from $585 to $4,092. Wearing a sandwich-board sign, Alice marches up and down the sidewalks outside her insurance carrier’s corporate office in an effort to call attention to what she considers unfair practices. There is another key player in this scenario, Alice’s agent.  As an independent agency, our goal at Lyman & Sheets is to operate in the best interest of our clients.  Here’s what you can expect from us.
 
Insurance companies issue renewals to the policyholder and agent at the same time.  Dianne, Allison and Linn will be busy making sure your policy is accurate at about the same time it’s arriving in your mailbox.  You will not receive a “Dear Alice” letter from us.  If your premium has increased significantly, we determine the reason and contact you to discuss your options.  Are you receiving all the credits for which you’re eligible?  Could increasing your deductible lower your cost?  Finally, as an independent agent, we’re able to obtain quotes from multiple carriers.  Together, we compare your current coverage and premium to proposals being offered by other companies.  Our goal is to help you make an informed decision and feel comfortable with the results.
 
Our advice and assistance isn’t limited to your annual renewal. We’ll help you understand how your policy will respond as events occur in your life; newly licensed teen driver, buying or selling a car or home, a son or daughter starting college, and the claims associated with each.  No surprises.
 
If you have questions, we’re here to help.  We’d love to hear from you.

Give us a call at 800-648-0856 or email a member of our Personal Lines team:

Emily Harte - emilyh@lymansheets.com

Allison Jamnik - allisonj@lymansheets.com

Dianne Moeggenberg - diannem@lymansheets.com

Linn Sullivan - linns@lymansheets.com