As the U.S. health coverage environment evolves, especially after The Patient Protection and Affordable Care Act of 2010 (PPACA), workers are increasingly turning to voluntary employee benefits to supplement certain coverage.

Voluntary benefits can offer additional financial security to employees, with no direct costs incurred by employers. Employers may still have indirect costs of administration.  Insurers are responding to this need through comprehensive voluntary benefit products and employees are gaining access to coverages that otherwise might not be available to them.  Benefits available include:

• Health Insurance
• Life Insurance
• Accident Insurance
• Disability Insurance
• Specific Disease Insurance

Let’s us take a look at your current voluntary program or establishing one to maximize the benefits to your employees! Contact our office to learn more.

Gary Climes is Vice President of Employee Benefits at Lyman & Sheets. He has more than 25 years of financial, management and leadership experience in the accounting, finance and health insurance industries. Email Gary at garyc@lymansheets.com or connect with him on LinkedIn.