With the floods in North Dakota splashed across the news daily, we find ourselves more aware of how damaging water can be. While the situation in Minot can be clearly defined as a "flood", many water claims do not meet that definition.

Typical water damage claims result from:

• Sump pump failures
• Backup of sewers and drains
• Damage to plumbing systems
• Seepage through foundation walls and floors
• Household appliance failures

Depending on the policy form and corresponding endorsements, coverage for these types of claims can vary widely. Contact Lyman & Sheets to discuss how to protect your home or business from water damage claims.