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Entries for 'Gary Climes'

As the U.S. health coverage environment evolves, especially after The Patient Protection and Affordable Care Act of 2010 (PPACA), workers are increasingly turning to voluntary employee benefits to supplement certain coverage. Voluntary benefits can offer additional financial security to employees, with no direct costs incurred by employers. Employ...

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Posted in: Employee Benefits

So much attention is spent looking at medical benefits and ways to reduce costs, stop inflation and increase employee satisfaction, we sometimes take our eye off other benefits or what I like to call “ancillary” benefits.  Although not as high profile as medical coverages, ancillary coverages such as dental, life, disability, accident and crit...

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Posted in: Employee Benefits

Every year employers look for ways to reduce and control their employee benefit expenditures, especially for medical coverage.  For the most part, when it comes to medical coverage employers increase deductibles or co-pays without really studying alternative plan designs to reduce costs and increase benefits to employees. Cost shifting to empl...

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