Affordable Health Plans for Cooley Law Students
With the announcement of many insurance companies’ third quarter results, it appears that insurance premiums will be on the rise, or at least not reduced, in 2012. Companies and individuals who have had significant losses or many small losses may anticipate an increase in premiums or in some cases maybe even a cancellation notice. Traveler...
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The Health Insurance Claims Assessment Act will impose a new 1% tax on paid health care claims. This tax, which takes effect on January 1, 2012, will be paid by insurers that provide fully-insured plans, and by third party claims administrators in the case of self-funded plans. The tax is intended to help fund Michigan's Medicaid program and will b...
Last week, I went into detail about the speicific parts of Ordinance or Law coverage. Click here to read the article. When considering the need for the Ordinance or Law coverage, building owners should also consider the effect that the new codes or laws will have on the time it will take to repair or replace the building. Under a no...
Last week, I discussed the importance of Ordinance and Law Coverage for older buildings. Click here to read the article. As I mentioned in my previous entry, Ordinance and Law Coverage has three basic parts. The specific coverages provided under this endorsement are: Coverage A - Loss to the Undamaged Portion of the Building - If part of ...
Do you own a home or commercial building that is more than 10 years old? If so, you may be at risk if your building is damaged and has to be repaired. Say your building is damaged and you have insurance, you think you are all set to go, pay your deductible and get started on the repairs, right? Unfortunately, it is not that simple. Before t...
Unfortunately, many of us have been in this situation before. You walk out of the grocery store or mall and find that someone has hit and damaged your car! What should you do? If possible, go back into the store you were visiting and report the fact that your car has been hit. If you're in a mall with a security service, contact security to...
