Affordable Health Plans for Cooley Law Students
As we approach the holidays, many businesses are planning on celebrating with parties and get-togethers for staff and clients. If your business will be serving alcohol at an event, be sure your insurance coverage will protect you in case of an alcohol-related incident. Most Commercial General Liability Policies contain Host Liquor Liability covera...
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A few weeks ago, high winds knocked down a dozen trees along the road we live on, breaking three poles holding electrical lines which supplied power to our farm. We have a standby generator, so we were not without power for very long. Our family did do one unique thing after normal electrical service was restored. We sat down and ma...
Driving an average of 35,000 miles a year, one learns to become aware of his surroundings at all times. Radios, cell phones and eating are all distractions that can cost you money or your life. Many times, just knowing where I am in relation to other vehicles has saved me from being in an accident. If your employees drive on behalf of your b...
Hurricane Irene caught many businesses unprepared when the storm turned inland and wreaked havoc on many parts of New England. Most businesses as well as state and local governments were not prepared for a disaster on the scale of Irene. Irene's heavy rains caused the kind of severe flooding that had not been seen in New England for a very long ti...
Last week, I discussed the importance of Ordinance and Law Coverage for older buildings. Click here to read the article. As I mentioned in my previous entry, Ordinance and Law Coverage has three basic parts. The specific coverages provided under this endorsement are: Coverage A - Loss to the Undamaged Portion of the Building - If part of ...
Do you own a home or commercial building that is more than 10 years old? If so, you may be at risk if your building is damaged and has to be repaired. Say your building is damaged and you have insurance, you think you are all set to go, pay your deductible and get started on the repairs, right? Unfortunately, it is not that simple. Before t...
Today your risk of becoming involved in a construction defect claim is greater than ever. Advances in construction are enabling the design and construction of buildings that are more attractive and less costly. However, many of these advances have yet to be tested in real application. Types of construction defects: Design Defici...
