Affordable Health Plans for Cooley Law Students
One might logically assume that because it’s colder in the winter and you spend less time outdoors, that wearing sunscreen isn’t something to be worried about. Surprisingly, the sun is actually closer to the earth during the winter, and its damaging rays are more powerful. Though you may be outside less, your face and hands are still exposed to the...
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As I explained in a previous post about personal umbrella policies, our society becomes increasingly litigious during tough economic times. Another byproduct we see of high gas prices, high unemployment, and the general trend of people leaving rural areas for urban areas is that more and more people are choosing to go car-less. Maybe you use ...
You look outside in the morning, and see ominous dark clouds rolling in. Logically, you think to yourself, I better take my umbrella with me today, or maybe you already have one stored in your car or purse. Chances are, you aren’t scrambling to buy one before you get drenched. Umbrellas are easily affordable, aren’t hard to maintain, and are unbeli...
A recent study by Kellogg found that while over half of American adults say they would like to eat breakfast, about 70% skip the most important meal of the day. Worse yet, while 77% of preschool and elementary children are fed breakfast, only 50% of middle schoolers and only 36% of high school students eat breakfast daily. So, we seem to understand...
Thanksgiving is just around the corner, and I'm sure many of you are preparing to celebrate the holiday with family and friends and perhaps wait in line for the after-Thanksgiving sales. Unfortunately, insurance claims are more common during the holidays. Let's start with a few facts: Over 500 fires from deep frying a turkey have been reported,...
In our previous column we explored the importance of insuring your home to full replacement cost. While that may be one of the most commonly asked questions, another difficult question arises from a heartbreaking, and unfortunately frequent situation. While losing your home or experiencing an auto accident are certainly dangerous and devastating, t...
With the property market still sliding down its slump, this is easily one of the most common questions I receive as an agent. There could be two parts to the question, but the answer is the same. Let’s consider this scenario: You purchased your home with a mortgage for $200,000 ten years ago. Now, after making all those payments I’m sure you rememb...
For many of us who have been lucky enough to avoid collisions or roadside emergencies, it may seem easy to think of what to do. Get out of the road, call 9-1-1, get the other person’s information. But what if you’re scrambling to write on a napkin, or don’t really know what to ask? What if it’s freezing outside and you’re lost? Make sure you’re pre...
Welcome to Emily’s Corner! I would like to introduce myself as the newest member of the Lyman & Sheets team. With over two years of experience as a licensed agent, and almost 10 years of customer service experience, I am pleased to offer myself as a source of advice and knowledge to my clients. From resolving coverage gaps, or maybe even ...
