Your employees are your best assets, and protecting them and their families provides long-term benefits to your company. Lyman & Sheets has expertise in evaluating and designing new programs to assure your company’s financial health and the well-being of your employees.
Vision insurance is important to an employee’s overall health and job performance. Eye exams can detect symptoms of diseases, such as diabetes, hypertension, multiple sclerosis, brain tumors, osteoporosis and rheumatoid arthritis.
Employer-sponsored/Contribution Businesses willing to contribute premium dollars toward their employee’s vision coverage help eliminate adverse selection for insurance carriers. Generally, employer contribution levels help determine the underwriting guidelines and benefit levels available to your group.
Group size will determine underwriting requirements and benefits available.
Under 10 employees
10 – 50 employees
Voluntary/Payroll Deduction A voluntary vision program can help attract and retain employees, increase productivity, and lower a business’s medical costs. Employees can have the premium for the benefit deducted directly from their paychecks so there is uninterrupted protection without the worry of missed premium payments. Employees may not be able to buy vision benefits on their own, thereby expose themselves to uninsured risks.