Personal Umbrella

We understand the peace of mind that comes with knowing that your home, valuables, and family are well-protected. That’s why you’ll find knowledgeable and experienced advisors at Lyman & Sheets who are ready to help you review your assets and choose a portfolio of coverage that allows you to maximize your protection.

Personal Umbrella
Personal umbrella insurance provides coverage beyond your homeowner or auto policy by adding an extra layer of liability coverage. Coverage is provided in $1 million increments. Umbrella insurance also covers situations that may be excluded on your homeowner or auto policy.

A personal umbrella should be considered if you have any of the following exposures: youthful drivers, non-compensated positions (committees, board members) or the potential of being accused of libel or slander (committees, board members, public speaking or publishing newsletters).

how can we help you?

Let Lyman & Sheets help you navigate the insurance landscape.

When I arrived 15 minutes after receiving a call about a fire at our business, I was amazed to see Dave Drayton already on the scene and in contact with our carrier. He and his team saw us through the entire claim and rebuild process, and we received a very fair settlement. This is a good example of why we use Lyman & Sheets for our insurance needs.

Joseph P. Maguire
, Wolverine Development Corporation