Every business has exposures and risks that threaten its viability. Lyman & Sheets has more than a century of experience defining risk and recommending specific coverage that fits both your business and your budget.

Including: Bars • Caterers • Country Clubs • Golf Courses Nightclubs • Taverns

Eating and drinking places have very high insurance needs in three separate areas. The first is property protection for physical damage to equipment, furnishings, building and supplies due to fire. The second is premises liability coverage to protect customers due to slips, trips and falls on the premises, as well as for consumption of food products. The final need is protection for employees due to frequent cuts, burns and other common employee injuries. Establishments that sell or serve liquor or other alcoholic beverages need liquor liability coverage as well.

Coverage Applicable: Liability, Liquor Liability, Property, Loss of Income, Equipment Breakdown, Food Spoilage, Commercial Auto, Umbrella, Employment Practices Liability, Crime Coverage, Workers’ Compensation, Life & Health Coverage Premium financing available.

how can we help you?

Let Lyman & Sheets help you navigate the insurance landscape.

When I arrived 15 minutes after receiving a call about a fire at our business, I was amazed to see Dave Drayton already on the scene and in contact with our carrier. He and his team saw us through the entire claim and rebuild process, and we received a very fair settlement. This is a good example of why we use Lyman & Sheets for our insurance needs.

Joseph P. Maguire
, Wolverine Development Corporation